Here is just SOME of the information you will find inside:

★ What's a good credit score? And at what score should I start to be worried.

★ Even if you pay all your bills on time, you may still have marks against your credit. See why here.

★ 3 top credit agencies and how to keep tabs on them.

★ 4 ways the credit bureau's look at your lending history - and how important each view is.

★ 3 ways to boost your credit score (and it's not just paying your bills).

★ 10 steps to protecting your identity from thieves who may destroy your credit on their joyride across the country.

★ 4 steps to take right away if you think you've been a victim of identity theft. It may not be too late.

★ 5 common credit mistakes you may commit if you don't know about them in advance.

★ How not having any debts may actually hurt your credit score.

★ How to dispute bad marks on your credit report.

★ After you contact the credit bureau about an error in your credit report, make sure you contact these people next.

★ The truth about "free credit reports" online.

★ 3 ways to start building up trust after a major credit disaster.

★ When to consider declaring bankruptcy.

★ 5 organizations that can help you when you're in over your head.

★ When you should fear credit repair companies.

★ 6 common scams some credit repair companies try and pull.

★ How to use your bank as an ally in your fight against bad credit.

★ 5 ways to curb your spending habit.

★ How to automatically cut down on your spending without beating yourself up.

★ 6 ideas for adding extra dollars to your monthly income.

★ 4 steps to preparing ahead of time for financial emergencies.

★ The secret to changing the way you think about money.

★ 7 most common reasons why credit scores are lowered.

★ 3 reasons why change in your life is not always a good thing.

★ How a simple phone call may help out your credit.

★ When a "late fee" is easily waived.

★ The secret to setting short-term goals to repair your credit yourself.

★ When seemingly small differences in credit scores can have a huge impact on the interest you pay.

★ How to set your finances on autopilot.

★ When refinancing is the best option.

★ What you should always know before talking to a lender.

★ How to encourage a potential lender to look at you instead of your credit rating.

★ How to make paying your bills easier on yourself.

★ How you can take advantage of being a student while trying to repair your credit.

★ The secret to handling student loans (and when you may be able to award yourself a six month grace period on paying your bills).

★ When to take out a loan to repay your debts.

★ Which "cash advance" agencies to stay away from (or you risk destroying your credit).

★ 6 ways to handle the stress of being in debt.

★ and much, Much More!

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