IN WITH A CHECK, ON WITH YOUR LIFECreate an Ingo Money account right in the app and then enroll your eligible Visa® or MasterCard® card(s) and you’re ready to go. Then comes the fun part: getting your money. Choose your card and take a photo of the front and back of your check to submit it for review. If your check is approved, your card will be funded.
YOUR MONEY WHEN YOU WANT ITWhen you submit a check, you have a choice: choose ‘Money in Minutes’ to get your money in minutes for a fee*, or choose ‘Money in Days’ to get your money in 10 days at no fee if your check does not return unpaid**. All checks are subject to review for approval.
THERE’S LOTS TO LOVEWhether it’s a paycheck or a personal check, if it’s more than $5 and less than $2,500, endorsed by you, and approved for funding, you’re in the money. And once your card is funded, the money is safe to spend—no take backs!
* Approved printed payroll and government checks can be funded to your card in minutes for a fee of 1% of the check value. All other check types may be funded in minutes for 4% of check value. There is a minimum fee of $5 for all checks approved and funded in minutes.
** Your wireless carrier may charge a fee for messaging or data and certain other transaction fees and costs, terms and conditions are associated with the use of your card. See your Cardholder Agreement for more details.
Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, N.A., subject to the Ingo Money and First Century Bank Terms and Conditions (http://ingomoney.com/terms-conditions.html) and Privacy Policy (http://ingomoney.com/privacy-policy.html). Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or load it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply to loading or use of your card. Contact your card issuer for details